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Back-to-School Savings: Smart Tips for Your Family

  The new school year is an exciting time, but the costs can quickly add up, especially if you have more than one child. Uniforms, shoes, and sports equipment can put a serious dent in your budget. But don't worry—with a little planning, you can find significant savings and have more money for the things your family loves. On average, UK parents spend around £191 per child on school essentials. While some costs are unavoidable, you can easily find better deals. Here's a simple three-point plan to help you save on your back-to-school shop. 1. Take Stock of What You Have Before you make a single purchase, check what's already in your closets and drawers. You might be surprised by what still fits or what can be reused. This is especially true if you have more than one child—that uniform your oldest has outgrown might be a perfect fit for a younger sibling. By taking a thorough inventory, you'll only buy what you truly need. 2. Reuse and Recycle You can find great deals on ...
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Your Path to a Stress-Free Christmas

For over 28 years, Gateway Credit Union (GCU) has been helping residents in Torfaen, Monmouthshire , and the surrounding areas build a more secure financial future. We understand that this time of year can be especially challenging, and we're here to help you navigate the holiday season with confidence. A Brighter Way to Do Christmas This year, we're inviting our community to apply for a GCU Christmas loan . We offer affordable interest rates and flexible repayment options, so you can focus on enjoying the holidays without the financial stress. But our mission goes beyond just providing loans. We also want to help you prepare for the future. When you take out a Christmas loan with us, you can also start a savings plan for next year's holidays. By saving a little each month, you can build up a fund to cover your Christmas shopping, holiday meals, and other expenses without needing a loan next time. Plan Today for a Better Tomorrow At GCU, we're dedicated to helping our ...

Feed the Kids on a Budget This Summer!

Summer is here, and for many families, that means finding ways to keep the kids fed and happy without breaking the bank. With the little ones home from school, the cost of groceries and meals can add up fast. But don't worry, we've got a fantastic money-saving tip for you! Our friends over at Money Saving Central have put together an incredible list of places where kids can eat for free or for just £1 during the school holidays. It's a game-changer for budgeting and a perfect excuse to take a break from cooking. Whether you're looking for a quick bite after a trip to the park or a fun family meal out, this list has you covered with options at various restaurants, pubs, and supermarkets. Ready to save on your family's meals this summer? Check out the full list here: https://moneysavingcentral.co.uk/kids-eat-free Happy eating and happy saving!

Gateway Credit Union invites Torfaen & Monmouthshire residents to apply for our Christmas Loan

  Gateway Credit Union (GCU) is a reputable financial institution with over 27 years of experience dedicated to assisting the residents of Torfaen, Monmouthshire and surrounding areas in achieving financial resilience in the present complex economic environment. GCU is pleased to extend an invitation to the communities of Monmouthshire, Torfaen, and surrounding areas to apply for our GCU Christmas loan this year and begin saving for next year's holiday season. By planning and saving throughout the year, individuals can avoid the need for loans in the future and instead use their savings for Christmas shopping, meals, or any other holiday expenses. At GCU, we are committed to helping our members achieve their financial goals and providing financial support when it is most needed. Apply for a Christmas loan today and start saving for a brighter tomorrow. With affordable interest rates and repayment options, GCU Christmas loans are designed to help you enjoy the holiday season. For mo...

Gateway Credit Union, here for you in Torfaen & Monmouthshire

  Phil Jenkins, The Board of Directors at Gateway Credit Union have highlighted the importance of providing financial stability for members facing challenges in managing their monthly expenses, such as unexpected repairs, maintenance, and the well-being of their children. In a recent interview, Phil Jenkins highlighted how Gateway Credit Union is dedicated to supporting the residents of Torfaen and Monmouthshire and surrounding areas in achieving financial security and stability in this complex economic environment. Question:  Phil, how do you feel about the current economic situation and how have you seen the impact on Torfaen & Monmouthshire residents? Answer:  As a resident myself of Torfaen & Monmouthshire, I am aware of the challenges faced by low and middle-income earners due to the recent rises in inflation. Despite pay increases, many part -time, full-time, unemployed, students and retirees are all feeling the impact of these economic changes. At Gateway C...

Gateway Credit Union hosted our virtual Annual General Meeting (AGM), on 22nd February 2024 with resounding success!

  The AGM was conducted by the Association of British Credit Unions (ABCUL) on behalf of Gateway Credit Union to ensure transparency and compliance throughout the meeting, while members joined to have the opportunity to speak to their Board from the comfort of their own homes. We have welcomed new volunteer office bearers to our Board and Committees to lead our Credit Union for the next financial year.   Bringing a wealth of diverse experience and knowledge to their roles, the staff and volunteers work closely as a team to ensure that your Credit Union continues to provide financial support.   We are here with you, to navigate the challenges and make the most of opportunities to improve the financial resilience of all our members. Canon Brian Pippen, Chair of the Board of Directors, expressed his honour in being nominated and re-elected. Here since the inception of the Credit Union 27 years ago, he expressed his excitement and confidence in the new group of volunteer ...

How to Save Money: Guidance from Gateway Credit Union Wales

  Welcome to Gateway Credit Union ,   Where we are dedicated to helping you improve your savings skills and achieve financial resilience. We have some interesting and useful tips that you can practice on a daily, monthly, and quarterly basis. 1. Make a budget. A budget is like a map that guides you towards your money goals. It is a plan for your money and an essential tool for financial success. At Gateway Credit Union , we are always happy to provide guidance on creating a budget.  You can visit us at: Head Office: 21 Commercial Street, Pontypool, NP4 6JQ Alternatively, you can call us at 01495 832111 or email us at info@gatewaycu.co.uk.  We are here to make your life easier . 2. Set a savings goal. One of the most effective ways to save money is by setting a specific savings goal with a deadline. Gateway Credit Union is here to help you with that. Our savings accounts are designed to help you achieve your saving targets .  For example, you can se...